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VA Loans Program Privacy Policy
Last Updated June 5, 2008
The purpose of this disclosure notice is to let you know how we at VA Loans Program handle and disclose personal information which you provide to us and which we gather in connection with our services to you.
At VA Loans Program, we protect personal information that we collect about you at every level of our organization. We do this by maintaining procedural and technological safeguards that meet or exceed applicable law. We are committed to customer service, and believe that protecting your personal information is an integral part of that service. On occasion, as a part of that service, we may provide some of that information to companies affiliated with us and/or parties which provide related services which may be valuable to you; or, if we are unable to find a loan product which works for you, to other financial service providers which may have a loan product which would work for you. We believe that these types of disclosures may be desirable or acceptable to you. Nonetheless, if you would prefer that we not make such disclosures, you may elect to opt-out, as indicated below.
Where do we get the personal information? We may receive personal information about you from various sources. They include:
(a) Personal information which you provide and submit to us on your loan application(s), sales documents or other forms, such as your name, address, assets, income, etc.
(b) Personal information which is provided to us in relation to or about transactions with us, our affiliates, or other non-affiliated third parties, relating to such things as payment histories, account balance, account activity, etc.
(c) Personal information received from: consumer reporting agencies, such as credit bureau reports; other parties with information which relates to your credit worthiness; and other sources, such as from your employer about your employment status.
When and to whom might we disclose your personal information?
We may disclose personal information about you to third parties as permitted or required by law. Such third parties may include (but are not necessarily limited to) the following: future mortgage servicers, companies that provide services to support your mortgage needs, credit bureaus, government entities, courts and parties with whom you have requested us to share information.
We may also disclose personal information about you to companies which are controlled by, or affiliated by common ownership with, VA Loans Program and which may offer alternative mortgage products or services related to your mortgage needs.

